Office of Risk Management and Insurance

Enterprise Risk Management

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Overview and Report

Enterprise Risk Management at PGCC is a collaborative effort involving leadership, administrative departments, and operational units across the College. Through this process, the College seeks to promote transparency, strengthen internal controls, and ensure that potential risks are addressed in a coordinated and strategic manner.

The Office's Enterprise Risk Management Annual Report summarizes the College’s ongoing efforts to identify key institutional risks, implement mitigation strategies, and support responsible stewardship of College resources.” I’ve included the ERM Annual Report that I’d like linked as an attachment to this email. 

VIEW THE ERM ANNUAL REPORT ›

Core Functions and Services

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Traditional Risk Management

• Risk identification and assessment: Enterprise and operational risk reviews, hazard analysis, risk registers.
• Loss prevention and safety programs: Policies, procedures, inspections, and safety training to reduce injuries, losses, and downtime.
• Compliance monitoring: Alignment with OSHA/MOSH, NFPA, EPA, ADA/Section 504, COMAR, and Maryland building and fire codes.
• Program audits: Evaluation of department processes and activities for exposure to liability, property damage, operational risks, and enterprise-level concerns.

Insurance and Risk Transfer

PGCC maintains protection through a combination of self-insurance programs and commercially purchased coverage. Oversight includes:

• Property, auto, and general liability coverage.
• Speciality and unique operational exposures.
• Insurance certificate and endorsement review.
• Contractual risk transfer and indemnification guidance.
• Vendor, contractor, and event insurance verification.
  
  

Insurance Coverage Details

Business Continuity and Preparedness

• Continuity of operations planning (COOP).
• Emergency response and recovery coordination.
• Support for institutional resilience and disruption planning.

Data, Analytics, and Reporting

• Trend analysis, dashboards, and incident patterns.
• Recommendations to inform strategy, resources, and prevention priorities.

Risk Governance at PGCC

• Sponsorship and Reporting: The Office of Risk Management and Insurance reports within the Office of Policy and General Counsel.
• Collaboration: Strong partnerships across Facilities, Public Safety, Athletics, academic units, Student Affairs, DSS, and administrative divisions.
• Committees and Councils: Participation in ERM initiatives, safety committees, and institutional planning groups.

Service Scope

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Youth and Camp Programs

Includes screening, supervision standards, training, waivers, and insurance verification.

Travel and Field Activities

Includes domestic and international travel registration, trip leader guidance, and emergency readiness.

Special Events and Facilities Rentals

Includes certificate of insurance review, endorsements, hold-harmless language, and safety assessments.

Laboratories and Technical Spaces

Includes chemical hygiene, PPE, machine guarding, electrical, and confined-space safety.

Athletics and Recreation

Includes facility checks, participant waivers, and environmental exposure controls (including heat and cold stress).